Quotations
Famous Quotations
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Keith Gumbinger Quotes
«Mortgage markets have been so flush with cash that home buyers are able to layer one risk on top of the other. It's possible to borrow more than the value of the home, put in no money of your own and pay a minimum monthly payment.»
Author: Keith Gumbinger
«A quarter point here, a quarter point there, and soon you start to feel the pain of significantly increased monthly payments,»
Author: Keith Gumbinger
«If you're a good credit borrower you can challenge fees if they seem excessive.»
Author: Keith Gumbinger
«Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.»
Author: Keith Gumbinger
«If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.»
Author: Keith Gumbinger
«The optimal thing to do is to lock in your interest rate.»
Author: Keith Gumbinger
«If you've already got one set up, you're good to go.»
Author: Keith Gumbinger
«The current expectation is that he'll pick up the baton where Greenspan left it off.»
Author: Keith Gumbinger
«What is new today is that lenders are allowing for the layering of risks on top of one another, ... What we don't know is what if we put all these risks together and put them in a rising interest rate environment, a declining housing market, or a weakening economy.»
Author: Keith Gumbinger
«Fannie Mae and Freddie Mac will even lend 103 percent of the homes value, ... You need to have very good credit to qualify for this kind of loan.»
Author: Keith Gumbinger